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![Condo Board losing Money on Insurance claims. Restricted from using Public Adjusting Firm](https://i.ytimg.com/vi/flh-u-k4MYA/maxresdefault.jpg)
Karel Costa-Armas
Nov 22, 20241 min read
Condo Board losing Money on Insurance claims. Restricted from using Public Adjusting Firm
On Florida’s west coast, several hurricanes struck one right after the other. Billions of dollars of damage in insurance claims.
1050
![](https://i.ytimg.com/vi/Ou2x2WjSMks/maxresdefault.jpg)
![Why your HOA board Complaint is Being Ignored..](https://i.ytimg.com/vi/Ou2x2WjSMks/maxresdefault.jpg)
Karel Costa-Armas
Nov 22, 20242 min read
Why your HOA board Complaint is Being Ignored..
Serious complaints about tHOA or Condo Boards have a difficult time getting traction with the authorities.
80
![Change Orders on Construction Projects](https://static.wixstatic.com/media/a991a5_2060d6e7022e431a8bc35d7b35039a92~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_2060d6e7022e431a8bc35d7b35039a92~mv2.webp)
Karel Costa-Armas
Jul 23, 20243 min read
Change Orders on Construction Projects
Change Orders on Construction Projects and how to handle them.
150
![Fraud Prevention in Community Associations - Unveiling the Shield](https://static.wixstatic.com/media/a991a5_dc54124f6f8f4561adcab556af458c45~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_dc54124f6f8f4561adcab556af458c45~mv2.webp)
Karel Costa-Armas
Jun 30, 20242 min read
Fraud Prevention in Community Associations - Unveiling the Shield
Fraud Prevention in Community Associations
600
![Selecting the Community Association Management Company](https://static.wixstatic.com/media/a991a5_4dc56187f6d84a948e8c229dbf1de4d2~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_4dc56187f6d84a948e8c229dbf1de4d2~mv2.webp)
Karel Costa-Armas
Jun 30, 20243 min read
Selecting the Community Association Management Company
Selecting the Community Association Management Company
210
![Standard of Care - Lawsuits in Community Association Management](https://static.wixstatic.com/media/a991a5_dbd849be4c604fffaeaf6cbcd1c283d8~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_dbd849be4c604fffaeaf6cbcd1c283d8~mv2.webp)
Karel Costa-Armas
Jun 17, 20242 min read
Standard of Care - Lawsuits in Community Association Management
Standard of Care - Lawsuits in Community Association Management
150
![How To Choose the New Property Management Company](https://static.wixstatic.com/media/a991a5_af16a70a1c3a41adb6aec3dc2ef0d548~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_af16a70a1c3a41adb6aec3dc2ef0d548~mv2.webp)
Karel Costa-Armas
Jun 15, 20243 min read
How To Choose the New Property Management Company
Choosing the new property management company for your HOA or Condo association
360
![When to Call Management or Maintenance After Hours](https://static.wixstatic.com/media/a991a5_04dbbb69a4f443f09ed5e4e24cec509d~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_04dbbb69a4f443f09ed5e4e24cec509d~mv2.webp)
Karel Costa-Armas
Jun 15, 20243 min read
When to Call Management or Maintenance After Hours
When to Call Management or Maintenance After Hours
180
![Basic Homeowner Rights in Communities](https://static.wixstatic.com/media/a991a5_ac81a4030ce74b5099d17f8173a531cf~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_ac81a4030ce74b5099d17f8173a531cf~mv2.webp)
Karel Costa-Armas
May 6, 20241 min read
Basic Homeowner Rights in Communities
What are your rights as an owner-member in an association? - To be treated fairly and with respect? - To be governed by competent board...
270
![Part 2 - Video. Preparing for Deposition or Trial Testimony](https://static.wixstatic.com/media/a991a5_aca3baefef264dddafd3b875bf5f2c03~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_aca3baefef264dddafd3b875bf5f2c03~mv2.webp)
Karel Costa-Armas
May 1, 20241 min read
Part 2 - Video. Preparing for Deposition or Trial Testimony
In my experience as an expert witness, I have been able to review transcripts from depositions taken mostly from civil lawsuits. My heart...
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![Lawsuit's Deposition and Trial... How to Prepare.](https://static.wixstatic.com/media/a991a5_aca3baefef264dddafd3b875bf5f2c03~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_aca3baefef264dddafd3b875bf5f2c03~mv2.webp)
Karel Costa-Armas
Apr 27, 20244 min read
Lawsuit's Deposition and Trial... How to Prepare.
This a quick guide as to how to prepare for a deposition and what you may expect.
90
![Empathy and Compassion - Listening and Understanding Complainants](https://static.wixstatic.com/media/a991a5_821613d8fc7d4c3a8178e873b46daab2~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_821613d8fc7d4c3a8178e873b46daab2~mv2.webp)
Karel Costa-Armas
Feb 21, 20243 min read
Empathy and Compassion - Listening and Understanding Complainants
Nobody likes to hear complaints. Especially when the complaints come from the same people over and over again. Community Association...
250
![](https://i.ytimg.com/vi/FG48mCWEpHY/maxresdefault.jpg)
![The Secret – Accountability](https://i.ytimg.com/vi/FG48mCWEpHY/maxresdefault.jpg)
Karel Costa-Armas
Feb 20, 20242 min read
The Secret – Accountability
What would be the one thing concerned owners want from their leadership? Accountability.
190
![](https://i.ytimg.com/vi/C9XD7_Fb4vs/maxresdefault.jpg)
![Red Flags - That Indicate Trouble at Your Association](https://i.ytimg.com/vi/C9XD7_Fb4vs/maxresdefault.jpg)
Karel Costa-Armas
Feb 2, 20242 min read
Red Flags - That Indicate Trouble at Your Association
Here are four red flags that may cause you to believe you have a legitimate claim that points to Fraud or Theft in your community:...
1610
![](https://i.ytimg.com/vi/QRsnOHkSHqI/maxresdefault.jpg)
![Do Not Let the Board be Abused and Interrogated.](https://i.ytimg.com/vi/QRsnOHkSHqI/maxresdefault.jpg)
Karel Costa-Armas
Jan 18, 20243 min read
Do Not Let the Board be Abused and Interrogated.
There may come a time when you witness a resident being rude, loud, and abusive. Actually, it occurs quite often at board meetings. It...
530
![Documenting Unexpected Incidents: Risk Management](https://static.wixstatic.com/media/a991a5_f816697ae5b541e885e1bd431900b307~mv2.png/v1/fill/w_292,h_219,fp_0.50_0.50,q_95,enc_auto/a991a5_f816697ae5b541e885e1bd431900b307~mv2.webp)
Karel Costa-Armas
Jul 10, 20233 min read
Documenting Unexpected Incidents: Risk Management
Community associations are micro-governments within every city and state in this Nation. Since they are also governed by local, state,...
600
![](https://i.ytimg.com/vi/_RjTPN_G3p8/maxresdefault.jpg)
![Detecting FRAUD and THEFT at Community Associations](https://i.ytimg.com/vi/_RjTPN_G3p8/maxresdefault.jpg)
Karel Costa-Armas
Jun 20, 20232 min read
Detecting FRAUD and THEFT at Community Associations
As a consultant for community associations, I get calls quite often for suspicions of Fraud and Theft at their community. It’s almost...
1,4050
![](https://i.ytimg.com/vi/lGyqbfbuqsU/maxresdefault.jpg)
![4 Qualities That Improve Management Styles](https://i.ytimg.com/vi/lGyqbfbuqsU/maxresdefault.jpg)
Karel Costa-Armas
Jun 9, 20231 min read
4 Qualities That Improve Management Styles
What can managers concentrate on to improve their management style? Among many things, there are four C's to keep in mind. Communication...
380
![](https://i.ytimg.com/vi/7IswZ2EEQTE/maxresdefault.jpg)
![Social Media for Community Associations - Procedures and Etiquette](https://i.ytimg.com/vi/7IswZ2EEQTE/maxresdefault.jpg)
Karel Costa-Armas
May 27, 20238 min read
Social Media for Community Associations - Procedures and Etiquette
Social Media for Community Associations - Procedures and Etiquette , Online Conduct Guidance for Boards and Managers
720
![](https://i.ytimg.com/vi/vNgewWbeS8E/maxresdefault.jpg)
![4 Essential Tips for New Board Members and Managers](https://i.ytimg.com/vi/vNgewWbeS8E/maxresdefault.jpg)
Karel Costa-Armas
May 16, 20232 min read
4 Essential Tips for New Board Members and Managers
New board members need a little orientation so that their experience is positive. I’ll give a few tips that will help both sides –...
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